It looks like the marijuana growing business is going mainstream. Growers in states where medical marijuana is legal can now purchase crop insurance that will provide protection for unforeseen losses. This got us to thinking about how the conversation between an insurance agent and a pot grower might go. We decided to listen in.
Grower: "What does this insurance do for me?"
Agent: "It pays for losses, including lost profits, in case a natural disaster destroys your crop. It also covers theft."
Grower: "Theft? Does it cover Dennis E. Anderson or Alfred T. Friggin confiscating my plants?"
Agent: "Who?"
Grower: "You know, DEA or ATF."
Agent: "I don't think so, since marijuana is considered a controlled substance by the Feds."
Grower: "How much will this cost me?"
Agent: "Between $1200-$2000 with a $5,000 deductible."
Grower: "If I lose some plants, will I get paid in cash?"
Agent: "Probably by check."
Grower: "Bummer. What do you call a natural disaster?"
Agent: "The policy pays for bugs, fire, hail, windstorm and most acts of God."
Grower: "Acts of God? That is cool. He would bless us because we help thousands of people fight pain everyday. We also help people sleep at night with our special blended AK-47 assault dose."
Agent: "AK-47?"
Grower: "Yo man, it will blow your head off and you'll sleep like a baby."
Saturday, May 12, 2012
Tuesday, May 1, 2012
Insurance Ranks Well in Best To Worst 200 Jobs
Career Cast recently completed a survey and rated 200 jobs in the US from the best to the worst. Insurance agents came in a solid #68; ahead of some notable and high paying jobs and behind a few strange ones.
Let's start with a look at the criteria for the survey. Career Cast based their survey on hard evidence broken into 5 key categories; Physical Demands, Work Environment, Income, Stress and Hiring Outlook.
Insurance agents scored well in most of the categories in the survey. Although I take some exception to many of the factors that went into the methodology of the survey, I do believe that overall, insurance agents were given fair treatment. You can view the methodology that Career Cast used by visiting this site, http://www.careercast.com/jobs-rated/2012-jobs-rated-methodology.
I found a number of surprises in the jobs survey; both in jobs ranked higher than insurance and jobs ranked lower. The number one job was Software Engineer, no surprise there. But the number two job was Actuary! I find that hard to believe....must be the lack of exposure to anything risky like people, food, stress, and upward mobility!
Other notable jobs that scored better than insurance in the survey were; Financial Planners at #4, Web Developers at #15, physicians at #40, Loan Officer #59 and Executive Assistant and #67.
There were also some interesting jobs that came in worse than insurance. Actually more than two-thirds of all of the jobs scored worse than insurance. Some of the notable "worse" jobs were; School Principal at #74, Recruiter (probably not insurance!) at #78, Insurance Underwriter at #79 (must be the death threats!), Attorney #87 (I thought they would score around 195!), Clergy at #93, Military General #141, Real Estate Agent at #155 (strange!), and the very worst of the jobs at #200 is Lumberjacks.
Overall I was rather pleased that insurance agents, although maligned by many, is still one of the best jobs in America.
Insurance agentsTo view the complete list of the best and worst 200 jobs in America go to: http://www.careercast.com/jobs-rated/2012-ranking-200-jobs-best-worst
Let's start with a look at the criteria for the survey. Career Cast based their survey on hard evidence broken into 5 key categories; Physical Demands, Work Environment, Income, Stress and Hiring Outlook.
Insurance agents scored well in most of the categories in the survey. Although I take some exception to many of the factors that went into the methodology of the survey, I do believe that overall, insurance agents were given fair treatment. You can view the methodology that Career Cast used by visiting this site, http://www.careercast.com/jobs-rated/2012-jobs-rated-methodology.
I found a number of surprises in the jobs survey; both in jobs ranked higher than insurance and jobs ranked lower. The number one job was Software Engineer, no surprise there. But the number two job was Actuary! I find that hard to believe....must be the lack of exposure to anything risky like people, food, stress, and upward mobility!
Other notable jobs that scored better than insurance in the survey were; Financial Planners at #4, Web Developers at #15, physicians at #40, Loan Officer #59 and Executive Assistant and #67.
There were also some interesting jobs that came in worse than insurance. Actually more than two-thirds of all of the jobs scored worse than insurance. Some of the notable "worse" jobs were; School Principal at #74, Recruiter (probably not insurance!) at #78, Insurance Underwriter at #79 (must be the death threats!), Attorney #87 (I thought they would score around 195!), Clergy at #93, Military General #141, Real Estate Agent at #155 (strange!), and the very worst of the jobs at #200 is Lumberjacks.
Overall I was rather pleased that insurance agents, although maligned by many, is still one of the best jobs in America.
Insurance agentsTo view the complete list of the best and worst 200 jobs in America go to: http://www.careercast.com/jobs-rated/2012-ranking-200-jobs-best-worst
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